The Backlash Against Serial And Why It s Wrong - 1335 Words

In his passionately written article â€Å"The Backlash Against Serial—and Why It’s Wrong,† author Conor Friedersdorf comes to the podcast’s defense following the harsh criticisms that have been thrown at Serial since its debut. Serial is a spinoff series from parent podcast This American Life, which details the investigation of a brutal 1999 murder involving high school seniors of the Baltimore area. Friedersdorf’s piece not only comes to defend Serial’s honor, but it also fights back and grapples with the disparaging comments thrown at the podcast. In particular, the accused transgressions from fellow writers Jay Caspian Kang in his own work â€Å"Serial and White Reporter Privilege† and Jeff Yang’s post from online news outlet Quartz. In my judgement, Friedersdorf does an excellent job refuting Kang’s and Yang’s opposing views and persuading his audience that Serial is innocent of the accused wrongdoings because of his straightforward approach, his many examples to support his claims, and his thorough knowledge of the material. What are these wrongdoings you ask? Kang claims that Serial is not so much about the cold case it is investigating, but more so the producer and narrator, Sarah Koenig’s, fixation on the case. He also believes that while Koenig may be well intentioned, she is interpreting and making assumptions on facts of the lives of people within minority communities involved with the case. Another writer, Yang asserts that This American Life’s method of narrativeShow MoreRelatedRhetorical Analysis Of The Backlash Against Serial And Why It s Wrong Essay1172 Words   |  5 PagesRhetorical Analysis In his passionately written article â€Å"The Backlash Against Serial—and Why It’s Wrong,† author Conor Friedersdorf comes to the podcast’s defense following the harsh criticisms that have been thrown at Serial since its debut. Serial is a spinoff series from parent podcast This American Life, which details the investigation and reinvestigation of a brutal 1999 murder involving high school lovers of the Baltimore area. Friedersdorf’s piece not only comes to defend Serial’s honor,Read MoreThe Same Canadian Laws For Sex Work2284 Words   |  10 Pagesbut it goes one step further in criminalizing the purchase of sex. There s a huge concern that we re going to see rates of violence and other risks go up rather than down.’† Sex work is not an issue that is commonly spoken about in our Canadian media outside of the news. In this paper, we will analyze the existing channels of media (T.V. and film) and will serve to conclude as to why this is the case. Canadian T.V. Serials Now sex workers are commonly represented in the fictional universes createdRead MoreGlee Essay9324 Words   |  38 Pagesnostalgic and forward-thinking, the series can be read and enjoyed by fans in multiple and diverging ways. This week’s episode, â€Å"Hell-o,† provided a full helping of these and other pleasures.   We witnessed cheerleading coach Sue Sylvester (Jane Lynch)’s return to the high school and renewed mission of obliterating the glee club and the long-awaited blossoming of two romantic relationships, Mr. Shuester and Emma and Rachel and Finn, although difficulties naturally arise for both couples. In these andRead MoreKellogg Case Book36421 Words   |  146 Pageswith the process. Consulting firms use the case interview to gauge a candidate’s: Problem solving abilities/Analytical â€Å"fire power†: ï‚ · ï‚ · ï‚ · Natural thought process – does (s)he3 think in a clear, logical manner? Comfort with decision-making under uncertainty Ability to â€Å"think on one’s feet† 3 In this case book, the word â€Å"(s)he† should be read as â€Å"he or she†. 6 2004 Kellogg Consulting Club Case Book ï‚ · ï‚ · ï‚ · ï‚ · ï‚ · Ability to provide order to ambiguous situations Quantitative skill, speedRead MoreStephen P. Robbins Timothy A. Judge (2011) Organizational Behaviour 15th Edition New Jersey: Prentice Hall393164 Words   |  1573 Pagesand permission should be obtained from the publisher prior to any prohibited reproduction, storage in a retrieval system, or transmission in any form or by any means, electronic, mechanical, photocopying, recording, or likewise. To obtain permission(s) to use material from this work, please submit a written request to Pearson Education, Inc., Permissions Department, One Lake Street, Upper Saddle River, New Jersey 07458, or you may fax your request to 201-236-3290. Many of the designations by manufacturersRead MoreProject Managment Case Studies214937 Words   |  860 PagesCanada 118 Riverview Children s Hospital 124 The Evolution of Project Management at Quixtar 145 3 PROJECT MANAGEMENT CULTURES 151 Como Tool and Die (A) 153 Como Tool and Die (B) 157 Apache Metals, Inc. 160 Haller Specialty Manufacturing 162 The NF3 Project: Managing Cultural Differences 163 An International Project Manager s Day (A) 172 An International Project Manager s Day (B) (see handout provided by instructor) An International Project Manager s Day (C) (see handout provided byRead MoreAccounting Information System Chapter 1137115 Words   |  549 Pagesis the difference between the benefits realized from using that information and the costs of producing it. Would you, or any organization, ever produce information if its expected costs exceeded its benefits? If so, provide some examples. If not, why not? Most organizations produce information only if its value exceeds its cost. However, there are two situations where information may be produced even if its cost exceeds its value. a. It is often difficult to estimate accurately the value of informationRead MoreProject Mgmt296381 Words   |  1186 PagesVollmann Manufacturing Planning Control for Supply Chain Management, Sixth Edition Jacobs and Chase, Operations and Supply Management: The Core, Second Edition Jacobs and Chase Operations and Supply Management, Thirteenth Edition Jacobs and Whybark, Why ERP? First Edition Larson and Gray, Project Management: The Managerial Process, Fifth Edition Leenders, Johnson, Flynn, and Fearon, Purchasing and Supply Management, Thirteenth Edition Nahmias, Production and Operations Analysis, Sixth Edition OlsonRead MoreManagement Course: Mba−10 General Management215330 Words   |  862 PagesManaging Change 121 121 147 147 Text 3. Why Organizations Change Text Cohen †¢ Effective Behavior in Organizations, Seventh Edition 14. Initiating Change 174 174 Text iii Cases 221 221 225 The Consolidated Life Case: Caught Between Corporate Cultures Who’s in Charge? (The)(Jim)(Davis)(Case) Morin−Jarrell †¢ Driving Shareholder Value I. Valuation 229 229 253 279 1. The Value−Based Management Framework: An Overview 2. Why Value Value? 4. The Value Manager HarvardRead MoreExploring Corporate Strategy - Case164366 Words   |  658 Pagesdrugs crack-down: If they say ‘we’re going to kill you’, you know what you’re up against. But the threats [from London’s East End drugs gangs] are much more sinister. The word is fed back that if the business is cut off, they will follow you home, go for your family, stab you or murder you.2 But Palumbo persisted in making his club a safer, cleaner environment. During the 1990s, he campaigned nationally against the use of drugs in youth venues. Thus the Ministry of Sound led in the transformation

The Age For Drinking Should Stay The Same - 1934 Words

Like a closed bottle of champagne, some teenagers are shaken up by the expectations of society, Madeirized to the pressures of life and uncorked leaving them all fizzled out before they reach maturity In today’s society, young adults are facing the diverse strains of life which lead them to drink to not only solve their problems, but to surpass the fun child appropriated days of their youth. As a result, like Adam and Eve, young adults are tempted by the serpent to eat the fruit only seeing the remarkableness of its creation and not its poisonous corollary. Therefore the age for drinking should stay the same if not raised, because if minors were allowed to drink it would not only obscure the lines between adult and child. Lines like, the†¦show more content†¦Consequently, if the drinking age was to be lowered this allowance would invite teens to consume alcohol in copious amounts in order to balance the problems they are currently facing and the problems ahead. For ex ample in a study done by the Palo Alto Medical Foundation things concerning homework and school work stressed teenagers out the most, followed by expectations by their family members to do well and then by their social lives. Subsequently, because of the expectations set by family members and the importance of doing good in school and how it leads to living a good life teenagers are compelled to feel as though stress is the only way to live making them more likely to consume alcohol in vast amounts in order to express their feeling. endorphins produced by alcohol which give excitement to the brain and allow the body s main motor and thinking functions to relax, they are overcome by emotions and feel as though a way to escape these pressure of life is to consume alcohol . But by way of contrast, most teenagers do not comprehend the lasting struggles that go along with drinking and so the psychological and emotional effects in which alcohol has on one s life the cause drinking age to stay the same. During, every teenager’s life they are driven by one phrase â€Å"Carpe Diem† or seize the day. This philosophyShow MoreRelatedEssay on Wrong Age, Wrong Choice: Alcohol Abuse789 Words   |  4 PagesSo they want to lower the minimum drinking age from 21 to 18 because they think 18 years old adult is enough mature to handle. Although in reality, it would kill sociality and the country because of those people who never think for the action before they do. Lowering the Drinking Age Law is the worse choice for the government to do and most people absolutely oppose. Most people agree and strongly recommend that in order to drink, people should have a higher age of initiation and maturity becauseRead MoreThe Smoking Age Should Be Legal Drinking Age1517 Words   |  7 Pagesrequiring you to be over the age of 21 to consume alcoholic beverages. This law has proved itself by saving many lives and overall just having a positive outcome in the community. People say that no matter what the age limit is kids will still drink? I completely disagree, believe it or not there’s endless ways in which it can be prevented while the drinking age remains 21. Parents make a big difference and can prevent this from happening and I have to agree 100% that the drinking age has saved hundreds ofRead MoreThe Minimum Drinking Age Act1700 Words   |  7 PagesNational Minimum Drinking Age Act made all 50 states raise the legal drinking age to 21(Dejong). The debate is on whether the age should be lowered or not. Statistically, having the age at 21 has been very helpful in keeping the nation safe. If there is not an issue with age now, would it make sense to lower the age and create unnecessary problems? In this case, the negative effects outweigh the positive. Simply because there is no good in lowering the age. The legal drinking age has been set atRead MoreDrinking Age1395 Words   |  6 Pagesis good or bad, helpful or hurtful. Some debates are simple with no major side effects such as would drinking gatorade or water better maximize the performance of athletes. Other debates involving drinking are not as simple, these debates involve alcohol drinking age. Both arguments can have different viewpoints, the difference is the significance in the argument. What should the legal drinking age in the United States be? Consuming alcohol has been done for many years. Unlike a typical beverageRead MoreThe Legal Drinking Age Should Stay At 211300 Words   |  6 PagesI believe that the legal drinking age should stay at 21 for many reasons. Underage drinking should not be allowed in any country because it is dangerous, causes health complications and it can be overused, and most of the time misused. As a young adult it will take less time for them to become â€Å"drunk† and more likely to put them in negative situations which will harm them later as an adult. If the government were to lower the drinking age to under 21, unprotected sex, sexual assault, and other tragediesRead MoreArgument Essay Changing Drinking Age to 18816 Words   |  4 Pagesthey buy or consume alcohol? The alcoholic drinking age should be lowered to age eighteen because at that age you are responsible, mature, and it will help send the right message. Society states that eighteen year olds can not handle alcohol because they make a lot of mistakes so therefore they are â€Å"irisponsible â€Å". If you start to drink at age eighteen or twenty one your tolerance is still going to be the same. So in that case it does not matter what age you start to drink because you do not knowRead MorePreventing The Crisis Of Underage Drinking1612 Words   |  7 Pagesâ€Å"With such compelling information, the question is why haven t we been able to do more to prevent the crisis of underage drinking? The answer is: the alcohol industry† is what Lucille Roybal-Allard once said, a U.S. Representative for serving in Congress since 1993. This statement has brought many to speculate of issues and debates. This expression opened the eyes of American people that often struggled to make this truth into a reality. After this speech, one woman said â€Å"It might be easy to believeRead MoreThe Legal Drinking Age Should Be Lowered955 Words   |  4 PagesIn the United States of America, the National Government requires the states to enforce a legal drinking age of twenty-one. Where as the world average drinking age is eighteen, and in some Countries it is even lower where it is possible to get a beer at sixteen years of age. Taking that into consideration, there is a great deal of controversy in the United States on what the legal age should be to purchase and consume an alcoholic beverage. The largest issue being that you are considered to be anRead MoreLowering The Legal Drinking Age857 Words   |  4 PagesAs we know, the United States has the highest drinking age in the world. By 1988 the entire U.S had adopted the Federal Uniform Drinking Age Act, which set the drinking age to twenty-one. However, in 1920 the United States banned the sale, production, importation, and transportation of alcohol. This era known as the Prohibition sparked the popularity of hidden underground bars and events. The Prohibition Era is a prime example of how people did anything to intake alcohol and eventually this ledRead MoreLowering the Drinking Age1576 Words   |  7 PagesComposition I April 6, 2014 Why the Drinking Age Should Stay at Twenty-One The United States drinking age throughout all 50 states has been the same since 1984 when a law was put in place by the U.S. Congress punishing all states who did not abide by the legal age limit of 21. Since this law was put into place, it has become one of the most widely studied laws in history. While there are many arguments and new bills being created to reduce this age, especially among college universities

The Ethics and Diversity Issues in Organization Term Paper

Essays on The Ethics and Diversity Issues in Organization Term Paper 1. Diversity in the workplace represents an overall need and requirement for equity, legality, fairness, and efficiency. Yet, it must be understood that diversity is not merely a compliance issue. Accordingly, the three main determinants of diversity and the means through which they can benefit a given organization are with regards to the overall level of increased efficiency that a diverse organization can benefit from, the added potential of integrating with the needs of an increasingly diverse consumer base, and seeking to make a given organization/firm/entity representative of the general society and/or population within a given region. Each of these benefits and/or takeaways from the article that was presented have little if any relationship to legality issues. Seeking to specify this point strongly is extremely important due to the fact that so many stakeholders view legality as the primary â€Å"check in the box† that they must engage in order to fulfill a given diversi ty requirement. However, as has been presented, diverse city in and of itself has a litany of tangential benefits that do not have anything to do with the overall level of legal requirements that may define or constrain it. For instance, by engaging with a diverse group of individuals within the workforce, and seeking to ensure that diversity is represented at every juncture of an organization, the overall level of representativeness that the organization can have will greatly be maximized. Within the current environment, it is of the utmost importance to ensure that the firm/organization/business entity is fully able to speak to the specific needs of its consumers. As such, having a workforce that is diverse and representatives of this consumer base is not only good business practice, it also promotes a greater level of understanding between the consumer and the service/good provider/producer. A related but dissimilar level of benefit can of course be had with respect to making a firm representative of the general community and/or region that they serve. This not only as a benefit with regards to the fact that the firm clearly exhibits a commitment to hiring available talent within the workforce, it also has to do with the way in which stakeholder and community buy-in occurs. If a given firm/entity is viewed as one that is not diverse and ultimately will share little if any interest in seeking to promote diversity within the region, it is not only likely that consumers of the end good/service will be turned away, available talent will also be discouraged from applying to this particular entity. A final determinant that must be noted is with respect to the overall diversity of viewpoints that would be engaged within a firm that prizes diversity as one of its primary goals. Diversity is oftentimes viewed in a one dimensional framework. What is meant by this is that diversity is seen as something that can only be defined with respect to age, gender, sexual orientation, religion, ethnicity, level of disability, or any other number of constraining and/or defining characteristics. However, diversity is much more than it merely a listing of apparent life decisions, levels of ability, and/or ethnicity or religious views. Instead, seeking to foster diversity has a direct and indirect level of benefit with respect to the way in which teams and work groups can seek to solve different issues. For instance, if a firm that represents an overall lack of diversity seeks to integrate with a specific problem, the overall effectiveness of its solutions will be in question due to the fact that it has not engaged a diverse group of individuals in seeking to solve these issues. Naturally, this is not to state that a firm that engages and diversity is effectively much better in problem solving; rather, it merely delineates the fact that such groups are much more likely to bring alternative viewpoints and additional understanding to situations that might not otherwise be understood in the same light. 2. With respect to creating an action plan for seeking to eliminate the problems that exist within a given organization that suffers from a lack of diversity, it must be understood that this process cannot take place overnight. Rather, seeking to establish a healthier culture and one that places an emphasis upon the degree and extent to which diversity can be leveraged as an asset and not a requirement must take time. Within such an understanding, fostering diversity is a multi step process that begins with a clear delineation of focus amongst all of the team members and component parts of the organization/entity in question. All too often, firms throughout the world seek to engage a new culture merely by briefing upper management with regards to the way in which changes should be delineated within their respective departments. Although it is useful for these briefings to be made and upper management to be keenly and fully aware of the organizational and cultural changes that an organiz ation/business entity seeks to engage, seeking to perform these merely by delineating tasks and impressing upon management a new focus. Accordingly, in order for a cultural change to be noted, it is most oftentimes necessary for the human resources department to become intimately involved in seeking to promote this change through the offering of standardized and/or optional learning sessions to define the way in which the firm should seek to grow and develop in the near future. Although it is sometimes dangerous, seeking to point out the failures of the past as a means of defining and delineating a new culture is oftentimes one of the best ways in which a firm or organization can seek to impress upon the stakeholders the importance of pursuing a new path. Although many firms might like to retain an element of omniscience, admitting to the stakeholders that the previous method of operation and culture was an ineffective means of continuing to further and promote profit and/or development of the business product is a useful and helpful way to engage with the necessity of changing cultural interpretations and including a higher degree of diversity. That actionable means through which diversity can be maximized within a given firm/entity is with regards to leading by example. If the CEO/director of the organization engages with a cultural approach that promotes diversity and seeks to choose potential hires based upon the level of diversity that they represent, this cultural approach to an alternative model will soon begin to resonate throughout the rest of the firm. As such, seeking to engage the human resources department forcing diversity upon the mid-level management and decision-makers oftentimes backfires whereas an approach that is more amenable to leveraging the degree of respect that stakeholders oftentimes associate with the decisions of a manager, the degree of likelihood that an increased focus upon the importance of diversity will be represented is increased dramatically. Although there is a litany of best practices that can be engaged with respect to seeking to foster a culture of diversity, it must be understood th at no single approach in and of itself is sufficient. Rather, it is the responsibility of the respective human resources department, and stakeholders within the decision making structure of the organization, to ensure that diversity is leveraged in a multitude of different ways. Through such an approach, the needs of each of the representative sectors of the organization can come to a more informed understanding with regards to how a greater degree of diversity can benefit them in the long run; not only provide a check in the box to requirements of other sorts.

Dataset to Forecast The Values

Question: Write a report analyses a dataset to forecast the values of two variables for a span of six years time. Answer: The report analyses a dataset to forecast the values of two variables for a span of six years time. The scenario states that a person named Scot Jansen has a daughter who is twelve years old now. Mr. Scott wants to pay the tuition fees of the University in which he would admit his daughter in six years from now. The fees of the University for the First Year would be $20000. Scot has a plan of investing $300 per month for the next six years before his daughter gets admitted to the university. Scot has started depositing money in two mutual funds. Very low monthly fees characterize both the investment funds. The investment strategy, which the first fund follows, is so designed that it would match the return of the SP 500. The second fund offers short-term (one-year) investment in Treasury Bills. Scot has planned to follow a policy in which he decided to contribute a fixed portion of $300 to both the funds in a fixed proportion. Scot consulted two advisors to guide him with the investments in each fund. The advisor guiding him with the first fund suggested that he should invest 80% of his proposed amount to the first fund, and the remaining 20% should go to t he second fund that is the fund of Treasury Bills. The advisor backing the first fund is of the view that the SP fund has managed to earn higher returns than the Treasury bill fund. The second advisor suggested Scot exactly the opposite that is he should deposit more in the Treasury bill fund than in the SP 500 funds. The advisor argues that though in the short run, stock returns become a risky investment, the investor can avoid such risks in the span of six years time. He also says that if Scot invests following his plans then maybe the average return will be lower, but he will have enough money accumulated in his account to meet the expenses to pay his daughter's university fees in the first year of her admission to the university. In this situation, Scot wants himself to be guided as what strategy he can follow. Analysis of the data The data set, which Scot has at hand, describes the rates of interest for both the SP500 fund as well as the short-term Treasury Bill Fund. The data that is provided illustrates the monthly rates of interest for both the funds in which Scot intends to invest his 300 dollars. The data also provides the month index of each month. The rates of interest are given from the month of January in 1990 to the month of December of 2013. The analyst finds the following values for the rates of interest for the next two years that is the values from January 2014 to December 2015 from the Yahoo finance website (Yahoo Finance Business Finance, Stock Market, Quotes, News, 2016). The rates of interest for each month from January 1990 to December 2015 are the actual monthly returns which Scot will get if he invests money in both this account. The data that the analyst collects from the yahoo finance website which gives the monthly returns from the month of January 2014 to the month of December 2015 th at is the data for the next 24 months is added to the given data set along with the previous values for 288 months. The new data set so formed is named as college fund.xlsx. After the collection of the full data set into the spreadsheet of an excel file, the analyst observes that during the period from January 2014 to December 2015 many of the values observed previously in the values of monthly returns for the past 288 months repeats themselves in the added data set. The analyst develops a spreadsheet model and simulates the two investment plans suggested by the two agents supporting the two mutual fund policies. The analyst plots the values of the monthly returns of both the mutual funds, first for the span of 288 months; that is from January 1990 to December 2013 and the for the values of the next 24 months against time. The analyst observes that the line chart drawn for the mutual fund SP 500 for both the periods of 288 months first, then 24 months does not depict the picture of any trend nor seasonality nor any cyclic variation. Both the graphs of the SP mutual funds depict irregular variation in the values of the monthly returns. The analyst now obs erves the line chart that he has drawn for the Treasury bill fund over a period of 288 months first and then for the remaining period of 24 months. Both the line charts of the Treasury Bills fund shows that the monthly returns are characterized by a trend. The four main components of time series data are a trend, seasonal variations, cyclic variations and irregular variations. Data collected over a period as in this case where the data spans over a period of 25 years, a long-term oscillation may appear in the data. This long term oscillation is termed as a trend. A trend may be of two types- linear or nonlinear. Another component that may be present in a time series data is random variations. The cause of the presence of random variation in a time series data is mostly unknown and the irregularity in the data cannot be removed by any calculations. Irregularity may be present due to changes in weather conditions or a sudden attack of natural calamity, etc. The other two variations present in time series data are cyclic and seasonal variations. One can see seasonal variation in the data after a fixed interval of time. That span of time is less than a year. Seasonal variations can be seen in the sale figures of stores selling seasonal pro ducts say woolen garments. The sale for woollen garments increases every year during the winter season. Hence, one can observe seasonality. Cyclic variations repeat itself after a span of time which may be more than a year (Granger Newbold, 2014). If Scot follows the first policy of investing $240 in SP 500 and $60 in the short term Treasury Bills, then the total amount that will be accumulated in his account after the span of six years will be $24359.52. When Scot follows the second plan of investing $60 in SP 500 and $240 in Treasury Bills, then the total amount accumulated in his account after six years would be $24156.93. Hence, one can see that the value accumulated in Scot's account following both the plans would surpass the value of money, which he intends to build up in six years time. The analyst then simulates 100 iterations of the total value of monthly returns that Scot will receive following both the strategies described earlier over a span of six years time. Simulation is a method of gathering or accumulation of large data so that the data can be further used to perform data analysis with that data. Nowadays different softwares are available which made the task of simulating data quite easily and time saving. The following are the stages to simulate data: Formulation of the model: seeing the data set the analyst forms a mathematical model with that data set. Implementation of the model formed: the analyst then runs programs in different statistical softwares to match the model formulation. Validation of the model: the analyst then validates the model to check if the data provided truly fits the model Experimental design: the analyst performs an experiment in a controlled set up with the validated data. Data analysis: finally the Analyst performs data analysis to achieve the accurate results from the data. Following the method of simulation the analyst frees himself from a great load of repetitive work involving substitution of numbers. Nowadays softwares in computers assist analysts to perform simulation quite easily (Box, et al., 2015). After obtaining the simulated values of the monthly returns, the analyst draws histogram based on the final values. The analyst draws a histogram for both the scenarios. The histogram describing the first plan where Scot invests $240 in the SP 500 and $60 in the short term Treasury Bills fund shows that the highest frequency is observed for the monthly return value of $24496.8. The histogram analysis for the second plan where Scot invests $60 in the SP 500 and the remaining $240 shows that the frequency for the monthly return value of $20875 is the highest. Based on the simulation results and looking at the histograms and line diagrams, the analyst can make certain recommendations to Scot. The analyst has already discussed above that the phenomenon of irregularity is observed in the monthly returns of the SP 500 fund, whereas a trend is observed in the values of the monthly return for the short-term Treasury bill fund. The analyst is of the view that more return can be generated from a process possessing irregular variations, as it does not follow any particular probability law or distribution. Though more risk is attached with a process, having irregularity but the returns that can be obtained is also very high. The process that observes a particular trend would fetch lower returns following the trend. The risk associated with investing in such a process possessing trend is also very less as compared to the process showing irregularity (Petitjean, et al., 2012). Hence, in this regard, the analyst may suggest Scot to follow the words of the first advisor who advised him to invest $240 in SP bills and the remaining amount of $60 in the short-term Treasury bill fund. The histogram analysis of the above two plans also depicts the same picture. The histogram drawn for the first scenario shows that the amount with the highest frequency is even higher than the value with the highest frequency in scenario two. Moreover, the line charts drawn for both the mutual funds shows that the monthly returns obtained from the SP 500 fund fluctuate with time. The line charts drawn for the Treasury bills fund shows more or less a constant trend followed by the monthly return values. Considering all the above observations, the analyst suggests Scot to follow the first plan in which he would invest more money in the SP 500 fund whose monthly return values are quite irregular. If Scot needs to pay $10000 more that is a total of $30000 as the university fees of his daughter after six years then also the analyst would suggest him to follow the same conventions to invest his money in the mutual funds. In this case, he needs to accumulate more money in six years time by investing the same amount of $300 per month in both the mutual funds. As one can see from the above analysis that value generated following the first plan is higher than the value generated following the second plan in six year's time, the analyst would suggest Scot to follow the same strategy of investing $240 in SP 500 fund and $60 in the Treasury bill fund. The analyst may have to consider some real world factors that might affect the simulations made and the conclusions drawn. The analyst may need to check certain factors that may be present in the data. The analyst can search for the modal value from the values of the monthly returns of both the funds. The analyst may check for the presence of seasonality or cyclic variations in the data. The presence of such factors may direct the analyst to consider a different model to analyze the data and predict the value of returns in six years time. Conclusion After analyzing the given data, the analyst can successfully guide Scot in the right directions to proceed with his investment plans. The findings of the analysis depict the picture that the SP 500 mutual fund is more volatile as compared to the short-term Treasury bill fund. Hence, the analyst suggests Scot to invest following the plan suggested to him by the first advisor to gain higher returns to pay the fees of his daughter's university in six years time. References: Anderberg, M. R. (2014).Cluster analysis for applications: probability and mathematical statistics: a series of monographs and textbooks(Vol. 19). Academic press. Aoki, M. (2013).State space modeling of time series. Springer Science Business Media. Box, G. E., Jenkins, G. M., Reinsel, G. C., Ljung, G. M. (2015).Time series analysis: forecasting and control. John Wiley Sons. Brockwell, P. J., Davis, R. A. (2013).Time series: theory and methods. Springer Science Business Media. Chatfield, C. (2013).The analysis of time series: an introduction. CRC press. DeFusco, R. A., McLeavey, D. W., Pinto, J., Runkle, D. E., Anson, M. J. (2015).Quantitative investment analysis. John Wiley Sons. Godsill, S. J., Doucet, A., West, M. (2012). Monte Carlo smoothing for nonlinear time series.Journal of the american statistical association. Granger, C. W. J., Newbold, P. (2014).Forecasting economic time series. Academic Press. Gyrfi, L., Hrdle, W., Sarda, P., Vieu, P. (2013).Nonparametric curve estimation from time series(Vol. 60). Springer. Petitjean, F., Inglada, J., Ganarski, P. (2012). Satellite image time series analysis under time warping.Geoscience and Remote Sensing, IEEE Transactions on,50(8), 3081-3095. Robson, C., McCartan, K. (2016).Real world research. Wiley. Shumway, R. H., Stoffer, D. S. (2013).Time series analysis and its applications. Springer Science Business Media. Treiman, D. J. (2014).Quantitative data analysis: Doing social research to test ideas. John Wiley Sons. Woodward, M. (2013).Epidemiology: study design and data analysis. CRC Press. Xia, J., Mandal, R., Sinelnikov, I. V., Broadhurst, D., Wishart, D. S. (2012). MetaboAnalyst 2.0a comprehensive server for metabolomic data analysis.Nucleic acids research,40(W1), W127-W133. Xia, L. C., Ai, D., Cram, J., Fuhrman, J. A., Sun, F. (2013). Efficient statistical significance approximation for local similarity analysis of high-throughput time series data.Bioinformatics,29(2), 230-237. Yahoo Finance - Business Finance, Stock Market, Quotes, News. (2016).Yahoo Finance. Retrieved 27 May 2016, from https://finance.yahoo.com/ Zhu, J. (2014).Quantitative models for performance evaluation and benchmarking: data envelopment analysis with spreadsheets(Vol. 213). Springer.